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Why Losing $1,000 Per Year is a Big Deal

   Posted On: February 25, 2014  |    Posted In: Debt  |     Posted by: Broke Millennial®

I filed my taxes last night and realized two things: 1) I really don’t make much money. 2) Opening and fully contributing to a traditional IRA saved my hide this tax season. Most regular readers know that I have a full-time job, I’m debt free and yet I still side hustle. Sometimes I think it … Continued

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Frugal Find: Foster a Dog

   Posted On: February 21, 2014  |    Posted In: Saving  |     Posted by: Broke Millennial®

I’m a 24-year-old woman. I’m supposed to have some sort of biological desire to bring life into this world. Well, that switch hasn’t flipped yet, but my puppy-crazy is maxed out. Hard. Over the last year I’ve been jonesing to get a dog. I see dogs everywhere. I coo over them, suddenly speak in a … Continued

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Roommates: A (possible) Financial Nightmare

   Posted On: February 19, 2014  |    Posted In: Millennials  |     Posted by: Broke Millennial®

I strolled into a meeting yesterday to hear a co-worker lament, “and she hadn’t been paying it for two months!” “Hadn’t been paying what?” I inquired “Rent! My roommate hasn’t been paying rent for two months and I just found out!” she exclaimed. Naturally, my immediate thought was: how could you not have known? Turns … Continued

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Frugal Find Friday: Credit Card Churning

   Posted On: February 14, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

As you may of gathered from my earlier post this week about the credit history debacle, I’m not remotely close to joining to ranks of those who delight in credit card churning (or travel hacking). The closest I came was a trip to Paris I booked using miles. The whole trip cost me about $400 … Continued

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Being Debt Free: The Story of How I Have Minimal Credit History

   Posted On: February 10, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I’ve spent the 24 years of my life avoiding debt. Well, probably more like the last seven years because I didn’t really have a way to accrue debt before venturing off to college. But since 2007, I’ve been warding off debt with garlic, crucifixes and lots of fiscally responsible behavior. So, color me embarrassed when … Continued

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