Because names can be deceiving, it should probably be explained up front that I’m not actually broke

I’m an newbie author and will now shamelessly ask you to please consider pre-ordering my book — it pays itself. (Seriously, there’s a whole chapter dedicated to how the book pays for itself).

Short version:

I’m here to help you Get Your Financial Life Together by becoming enabled not entitled! #GYFLT

Long version:

Erin Lowry is a millennial personal finance expert, speaker, and author of the book, “BROKE MILLENNIAL: Stop Scraping By and Get Your Financial Life Together.” The book, inspired by Erin’s website, BrokeMillennial.com, is an easily digestible guide to personal finance that uses wry humor and real-life examples to demystify the basics of money for millennials.

Erin’s work has been featured by CBS Sunday Morning, The Wall Street Journal, USA Today, NBC News, New York Magazine, MarketplaceMoney, U.S. News and World Report, and Refinery29. Erin is also a contributor to Forbes.

When she isn’t writing about money, Erin serves as a speaker and advocate on millennial and money matters. She has worked with colleges including New York University, Brooklyn College and New York Technical Institute as well as major financial institutions.

This drive to help her fellow millennials was born out of her understanding that while you can hate math – and even think you’re terrible with numbers – that doesn’t mean you’re worthless with money. Erin, who focused on journalism and theatre in college and never thought she’d be one for finance, grew up in a household where money never served as a stressor but rather an opportunity for education and an occasional healthy debate. These life lessons enabled Erin to get off of parental welfare after college, feel confident enough to strike out on her own, and prevented money from ever giving her ulcer-inducing anxiety, even when she wasn’t making very much.

It’s the feeling of total empowerment, even when the budget is tight, she wants to ensure people of all ages – but especially millennials – are able to experience.

Erin spent most of her childhood living in Asia, but now settled in Queens, New York where she shares an apartment with her spunky rescue dog Mosby.

Other Work

I’ve also written for a variety of other outlets including Forbes and US News and World Reports’ My Money Blog. Broke Millennial posts have been syndicated to New York Magazine’s The CutBusiness Insider and Thought Catalog. I used to write for the now defunct DailyFinance. I formerly served as the content director for MagnifyMoney and now work as a full-time writer and speaker.

And sometimes people even want my opinion about “stuff.” Check out where I’ve been featured by hopping over to this page.


Email: erin [at] brokemillennial.com

Twitter: @BrokeMillennial

Facebook: https://www.facebook.com/BrokeMillennial/

Instagram: Brokemillennialblog

Please note: Broke Millennial does not accept pre-written content by companies pushing products.

Photo credit: Photo by David Rodgers Photography and Imaging

Original logo credit to Rachel Gall of rachelgallcreative.com. Updated logo credit to Hannah Atkin of HannahAtkin.com


Broke Millennial® is legally trademarked.

Please be aware, I’m not certified to give you advice, especially with no background on your particular situation.


Comments featuring blatant self promotion that don’t add to conversation on the site will not be approved or the link to the site for blatant promotion be removed. Comments containing racial or derogatory comments will not be approved. Please feel free to disagree and debate, but keep it respectful.

28 comments on “ABOUT ME
  1. Lauren says:

    Hey! I just stumbled upon your blog and really enjoyed it. I’ve nominated you for the Very Inspirational Blogger Award. If you want to see how it works, you can check out this post: http://lifeonabranch.wordpress.com/2013/03/03/spreading-the-award-love/

    Keep up the good work!

  2. Jeff says:

    Great post on my dirty little money saving secret – like your writing style. Love to see young folks helping others to save money and live within their means. Keep your blog going. Jeff

  3. Henrik says:


    I’m contemplating a move to New York in the not to far off future. I make a decent amount of money but I also love to save and live as nice as possible for as little money as possible.

    I will be working around Broadway, not on Broadway.. That would scare away any potential returning customers.

    Where would be the best part of the city to settle down? Should I shoot for living outside Manhattan and commute or is there anywhere in Manhattan that’s affordable??

    I should state that I can accept a 30min one way commute and a rent up to approx. 1500-2000$/month. Any good tips on web-pages to look for a place??

    I’ve only skimmed through your blog so far, but I’ll read more for sure, so far so good!

    cheers / Henrik

    • Hi Henrik,

      It depends where specifically on Broadway you’re working, but I highly recommend looking at Astoria, Queens. It’s a 15 minute commute into Manhattan and about 25 minutes away from Times Square. The overall price of living in an outer borough is cheaper, including rent, food, gym memberships and even movie tickets.

      Lots of people look for apartments via Craigslist, but here is an article about how to find other listings: http://mashable.com/2012/05/01/apartment-search-sites/. While it isn’t a money saver, using a broker often spares the headache of trying to find the often elusive apartment listed by owner.

      If you have more questions feel free to email me and I hope you keep reading!

  4. Whitney says:

    I just found your blog, so I’m not sure if you’ve done a post on this yet. Do you currently invest your savings in something other than a savings account (e.g., CDs, mutual funds, etc.)?

    • #BrokeMillennial says:

      I’ve mentioned CDs in the past (but that isn’t what I would recommend). Part of this journey is learning more about investing myself so I will be discussing it in the future! If you’re interested right now I have some other great blogs I could refer you to!

  5. And TIL this is a personal finance blog not a debt blog! That makes a lot more sense now! The name was throwing me off 🙂

    • #BrokeMillennial says:

      Yup, personal finance blog. While I have struggled with living pay check to pay check right out of college, I am not paying off any debt. It’s just about learning to be a “fiscally responsible member of Generation Me.” Plus, I think the name is catchy and speaks to a lot of current college grads and millennials in the job market. 🙂

  6. poultryfactors says:

    Hi, I just came to your blog through Mr. Moneyseed. I am enjoying it. It’s reassuring to see others in a similar situation inspired to make light of things and move forward. Keep it up!

  7. Rachel Gall says:

    Thanks for website shout-out! The logo really turned out nicely I have to say 🙂

  8. Rachel Gall says:

    **READERS & MILLENNIALS** Follow this blog! “Broke Millennial” has the understanding of an expert on finances, with a personality the complete opposite of a stereotypical “finance” person. Her advice on finances are accessible, funny, and peppered with personal examples. If you’re under the age of 30, there is a lot here you need to be reading.

    Thanks Broke!

  9. James Chen says:

    Hey Erin,
    Keep up the good work!
    I’ve been considering to hire you to write/ edit my company’s website+ brochures in the future.

  10. Hey! Thanks for your help over the last year (your twitter powers are still mindblowing) and thanks for writing about ‘real’ things that we need to be thinking about. We’ve written a tiny tribute on our blog today. You can check it out if you wish. http://twentysomethingcondition.wordpress.com/2013/11/28/were-grateful/

  11. Hi Erin,
    Thank you for sharing your stories! You’re an inspiration to many people! I admire the time you’re taking to educate others. I recently wrote a book that complements many of the ideas you’re expressing in your blog. If you’re interested in reading it (and possibly reviewing it on your blog), I’ll gladly mail you a free copy. If you’d like to host a giveaway on your site, I’ll mail a free copy to the winner.

    The book is called Outsmarting the System. Throughout the book, I share the lessons I learned as an IRS Agent and teach people how to lower their taxes and reach financial freedom in the same ways as the rich. Let me know if you’re interested. Keep up the good work!
    Tony @ Outsmarting the System recently posted…Review of “Choose Wealth! Be a Millionaire by Midlife”My Profile

  12. Moe says:

    When were you a “broke millenial” exactly? You graduated college with no debt!

    • Broke Millennial says:

      Yes, I did graduate debt free because I elected to go to a college that gave me a scholarship. However, moving to NYC and working a very low paying job left me feeling pretty broke! It’s also a moniker I use to speak to the general condition of the millennial generation.

  13. alma says:

    Great tips on here. Will definitely be back. I love to connect with other Milennials. 🙂

  14. Greg Q says:


    I just stumbled upon your blog broke millennial. You have posted some great articles on your it. Look forward to reading more. Keep up the good work.

  15. Hi Erin,

    Thank you so much for your insight and advice! It’s encouraging to see such a financially-savvy young professional share their real world experiences to help other millennials manage their money. Your stories are very relatable and helpful and we appreciate your tips. Keep up the great work!

    We see you haven’t posted in a while – you must be busy garnering new stories and experiences for the blog! When can we expect your next post?

  16. David Ennis says:

    Just saw you in CBS Sunday Morning. Great blog! Go Bonnies.

  17. Just passing through, not a millennial myself but I wanted to say I thought your response to Henrik above was downright neighborly. So kind of you, speaks volumes.

  18. Hi there!

    I found your blog after one of my friends shared it with me on Facebook and wanted to run a few things by you. I’m working on a tax/business project, and I think it’s something you could definitely relate to! Let me know if you have a moment to discuss.



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