Author: Broke Millennial®

What Financial Health Means to Me

Three things about me became clear before I turned 10: Delayed gratification is an innate part of my wiring. Unearthed by my mother when she tried testing my toddler self using the old marshmallow trick and I patiently waited for

Posted in Financial Literacy Tagged with:

Building Credit History: an Insurance Policy on Your Financial Life

Sponsored by Capital One “You should get a credit card,” my Dad told me as I headed off for my freshman year of college. Many personal finance gurus and rookies alike may gasp in horror over my Dad’s suggestion, but

Posted in Credit, Credit Cards, Millennials Tagged with:

The Checklist for Getting Financially Naked with Your Partner

On Wednesday, I had the pleasure of speaking at pit stop #2 on Jason Vitug’s Road to Financial Wellness tour. Being one to relish an opportunity to broach slightly taboo topics with a room full of strangers, I deviated from all the

Posted in Financial Literacy, Millennials, Relationships

Get Tips in Real Time About How to Build a Strong Credit Score

Join me and other amazing personal finance experts and influencers today for my first ever Twitter Party today! Date: June 7th Time: 3 pm ET Location: Twitter RSVP (use and follow the hashtag): #ChattingCredit I’ve partnered with Capital One to

Posted in Credit

Is it Your Debt and My Debt or Our Debt?

Being relatively transparent about the financial state of a romantic relationship certainly isn’t the norm for most people. It is, however, the norm that Peach and I choose to live. While I don’t go spouting off his exact debt load,

Posted in Dating, Debt Tagged with: ,

#ChattingCredit Twitter Party Rules & Regulations

RULES & REGULATIONS NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. A TWITTER ACCOUNT AND INTERNET ACCESS ARE REQUIRED FOR ENTRY. BY ENTERING THE SWEEPSTAKES, YOU (“ENTRANT” OR “YOU”) AGREE TO THESE

Posted in Credit

27 Things I Learned About Money by 27

I turned 27 last week, or as my young sister likes to say, I’m three years away from 30. A lot has changed since I started Broke Millennial as a 23-year-old woman not even two years into my post-college life

Posted in Millennials, Random Tagged with: ,

$15,000: The Price Tag of Attending Other People’s Weddings

“Hey – guess who got engaged today,” Peach asked. My stomach dropped. Our combined dance card felt dangerously full already with seven weddings populating our calendars from May to November. “Who?” I choked out. Peach smirked, clearly messing with me.

Posted in Budgeting, Millennials, Relationships, Saving money

Your First Credit Card – What to Consider

Sponsored by Capital One Picking your first credit card can feel overwhelming. There are hundreds to choose from and how are you supposed to know what’s best for your unique situation? Parents, older siblings and friends may give advice –

Posted in Credit Cards Tagged with: ,

Balancing Unequal Incomes in a Relationship

There’s banking when you’re married, banking when you’re single, but what about that awkward gray area when you’re single in the eyes of the law but you’re in a long-term, committed relationship? How exactly do you balance the books when

Posted in Relationships