FAVORITES

Disclaimer: this page does contain affiliate/referral links. I use all these products myself and wouldn’t recommend a shady product just to make $5. We’re both worth more. 

Get your knowledge up

Reading is one of the easiest ways to start building (or expanding) your money knowledge. Here are some of my favorite money and business books. And yes, I of course included my own.

Easy ways to start saving more

Automate

  • First tip: good old fashioned automation. You may be able to do it yourself by logging in through your company’s portal to check your paycheck or make changes to your retirement contributions. If you can’t figure out how to do it alone, then speak with HR to get a portion of your paycheck routed into your retirement account and a savings account.

I automate a portion of each paycheck directly into my 401(k) and another chunk goes into savings each month. I also prefer to keep some of my savings at a different bank than my checking because it makes me less likely to skim a little bit off the top.

Digit

  • The other way I automate savings is by using Digit. Read my full review here. I do encourage you to cash out the money you saved using Digit each month and move it into a savings account earning at least 1.00% APY.  Leaving it with Digit month-to-month isn’t doing your money any favors.

Venmo

  • While not exactly a savings tool, I also recommend having Venmo and ensuring your inner circle of friends do as well. This makes it much less nightmarish to split bills with buddies or collect money for utilities from your roommate. Read my full Venmo review here.

Bank better

  • Stop wasting your money with silly fees or 0.01% APY  on savings accounts. You and your money deserve better. There are lots of bank accounts out there offering better. Personally, I use an Internet-only bank that reimburses my ATM fees each month and I separately have a savings account with Ally earning 1.00% APY.

Credit cards

  • Like many a money nerd, I do have a tiered strategy for using credit cards to earn cash back or miles. The cash back earned throughout the year usually gets deposited into my travel savings fund or used to buy Christmas presents. Some of the cards I use include Discover it (I optimize the 5% back, especially for Amazon purchases), Capital One Venture card for travel (this does have a fee after year one), Chase Sapphire Reserve for travel (a hefty fee though, so be sure it’s worth it). Keep an eye out for no foreign exchange fees on cards you’ll use for travel and be sure to take advantage of all the perks. For example, the Reserve card offers a $100 rebate when you use it to pay for TSA pre-check or Global Re-entry.

Non-Credit Card Cash Back Options

Cash back for online shopping

  • Ebates & Mr. Rebates: Only use these sites for purchases you plan to make anyway, not as a justification for shopping because you’re getting a few bucks back. Learn more about stacking cash back here.

Not exactly a cash back solution, but reduces shipping costs

  • Amazon Prime: This is really a product I’d only recommend for the avid Amazon shopper (often a city dweller) or a fellow dog mom because most of the products are a lot cheaper than at local pet shops. The perks of Amazon Prime include: free two-day shipping on Prime eligible products, access to streaming movies and TV shows, a Kindle library and streaming music (but I usually just use free Spotify). Read my full Amazon Prime review here.

Favorite Podcasts

I’m a podcast junkie (thanks work commute). Here’s a taste of some of my current favorites (not all of which have to do with money):

Favorite Money Blogs

Favorite Miscellaneous Blogs

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9 comments on “FAVORITES
  1. Thanks for the love! I’m gonna follow the other blogs you listed as well.

  2. Thanks a ton lady! I should do this too, I’ll keep you updated!

  3. Rachel Gall says:

    Thanks for mention 🙂

  4. I’m feeling the love over here! Thanks for the mention! There’s a ton of great blogs on here. Honored to be on the list 🙂
    Katie (@AsktheYoPro) recently posted…5 Interview Don’tsMy Profile

  5. Fyi, error in your link. Get rich Slowly and Debt and the Girl are of the same link. Heads up mate.
    Jeff @Project Ikonz recently posted…Saving money on holiday travelMy Profile

  6. Mr. 1500 says:

    I just realized I’m on your list! This is quite an honor and I really appreciate it. Are you making it to New Orleans this year? I hope so as the wife and I would like to meet you.
    Mr. 1500 recently posted…Thursday Anti-Rant: Yosemite!My Profile

  7. Bobby says:

    Hey there! I really enjoy your blog, and have found it to be really helpful as I’ve been starting my own blog. I am creating a “blogs I like to read” page on my website. Would you mind if I put your site on the page? Not asking to trade backlinks or anything like that, I just really like your blog and want to give you credit. Let me know what you think, thanks!

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