Category: DailyFinance

The Magic Formula for Financial Success Post Graduation

Yes, I know I haven’t posted in ages. Things have been a bit busy in personal, work and freelance life. While I get original content cued up, I hope you enjoy this piece… College graduates around the country are currently

Posted in DailyFinance

A Credit Card Reward for the Environmentally Conscious

Environmentally conscious Americans routinely look for ways to reduce their carbon footprint. They carry water bottles to avoid buying one-time plastic receptacles. Some bike or take public transit to reduce emissions from a car (or simply to save money). Others

Posted in DailyFinance Tagged with: , ,

ChexSystems: You May Not Know Them, But They Know You

Many Americans possess an elementary understanding of both credit reports and credit scores and how each plays a significant role in a person’s financial life. A bad credit report can prevent you from getting a job. A low credit score

Posted in DailyFinance Tagged with: ,

Buyer’s Guide: Your Store Strategy for Holiday Shopping

“Whether you’re battling the crowds on Black Friday or squeezing your shopping in a few days before the holidays, you have to get your mind, body and most importantly — wallet — ready for the challenge.” I’m on video! [You

Posted in DailyFinance Tagged with:

Are You Really Saving Your Money?

On Black Friday, I mentally high-fived myself when I used cash-back rewards money to buy several pieces of clothing I needed for my winter wardrobe. I thought to myself, “I just saved $100.” But really, I didn’t. While $100 didn’t

Posted in DailyFinance Tagged with:

How a Pack of Gum Helped Me Graduate College Debt-Free

We all have different reasons behind why we pick the colleges we attend. My reasons came down to a surprise party and roll of Bubble Tape gum. The weekend before my ninth birthday, my Dad seemed anxious to get me

Posted in DailyFinance Tagged with: ,

8 Online Banks That Let You Skip the Fees, Enjoy the Interest

The goal of a checking account should be to find an FDIC-insured bank with few or no fees. Unfortunately, millions of Americans are banking with enormous brick-and-mortar banks that charge monthly maintenance fees, as well as a host of punitive

Posted in DailyFinance Tagged with: ,

Is Convenience When Paying Your Tuition Worth a 2.62% Fee?

People using credit cards to pay for college tuition should expect to pay an average 2.62 percent convenience fee, a recent CreditCards.com survey concludes. These convenience fees likely trump any reward points –- especially because credit card companies never throw

Posted in Credit Cards, DailyFinance Tagged with: ,

6 Out of 10 Millennials Really Need to Get a Credit Card

Almost two-thirds of millennials don’t have a credit card, according to a recent study from Bankrate.com, but only 35 percent of adults over 30 shy away from plastic. When the figures were revealed, cheers went up from the Dave Ramsey

Posted in DailyFinance Tagged with: , ,

College Students Still Face Crippling Credit Card Rates

Credit card lenders around the country are beginning to salivate as college students head to campus — though not as enthusiastically as they once did. Young adults used to be a powerful debt-generating machine, and banks took full advantage. Then

Posted in Credit Cards, DailyFinance Tagged with: ,