RULES & REGULATIONS

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. A TWITTER AND/OR INSTAGRAM ACCOUNT AND INTERNET ACCESS ARE REQUIRED FOR ENTRY. BY ENTERING THE SWEEPSTAKES, YOU (“ENTRANT” OR “YOU”) AGREE TO THESE OFFICIAL RULES, WHICH CREATE A CONTRACT; READ THEM CAREFULLY BEFORE ENTERING.

THESE OFFICIAL RULES (“RULES”) ARE A LEGALLY BINDING AGREEMENT BY AND BETWEEN PARTICIPANT AND SPONSOR (DEFINED BELOW) AND GOVERNS ENTRY IN THE SWEEPSTAKES.  BY PARTICIPATING IN THE SWEEPSTAKES, PARTICIPANT AGREES TO ABIDE BY THESE RULES AND THE RULES, POLICIES AND PROCEDURES LOCATED ON TWITTER AND INSTAGRAM.  FAILURE TO COMPLY WITH THESE RULES AND THE TWITTER AND INSTAGRAM RULES, POLICIES AND PROCEDURES WILL VOID A PARTICIPANT’S ENTRY.

This Sweepstakes is in no way sponsored, endorsed, administered by or associated with Twitter or Instagram.

ENTRY PERIOD: The Broke Millennial Get Your Financial Life Together (#GYFLT) Giveaway (“Sweepstakes”) starts at 9 AM ET, on April 10, 2017 and ends at 10:00 AM ET on April 14, 2017 (the “Entry Period”). The sponsor of the Sweepstakes is Broke Millennial (“Sponsor”).  The Sweepstakes is subject to these Rules, and by entering, all participants age 18 and over agree to be bound by these Rules. Certain restrictions may apply.

1. ELIGIBILITY:

The Broke Millennial Get Your Financial Life Together (#GYFLT) Giveaway with Broke Millennial (“the Sweepstakes”) is open only to legal residents of the fifty (50) United States and the District of Columbia who have a Twitter and/or Instagram account, and are over age eighteen (18) years old at the time of entry. Employees of Capital One and Broke Millennial (“Sweepstakes Entities”), and any of their parent and affiliate companies as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

2. SPONSOR

Broke Millennial

3. AGREEMENT TO OFFICIAL RULES

Participation in this Sweepstakes constitutes Entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to this Sweepstakes. Winning a Prize is contingent upon fulfilling all requirements set forth in these Official Rules.

4. SUBMISSION ENTRY PERIOD

Entrants are entered by tweeting @BrokeMillennial or posting in the comments section of the Broke Millennial Instagram page following guidelines outlined in How to Enter (“Entry”) between the hours of 9:00 AM ET on April 10, 2017 and 10:00 AM ET on April 14, 2017. Date and time can change based on Instagram and/or Twitter’s status. If date and time are changed entrants who have entered will be notified via Instagram and Twitter using appropriate hashtag.

5. HOW TO ENTER

  • Submissions: To enter the Sweepstakes entrants must tweet at the Broke Millennial Twitter handle or post in the comments section of the Broke Millennial Instagram account using the hashtag #GYFLT #contest during the official “Entry Period”, between the hours of 9 AM ET on April 10, 2017 and 10:00 AM ET on April 14, 2017.
  • Entry: By entering you agree that your Submission conforms to the Official Rules and that Sponsor may disqualify you from the Sweepstakes if it believes, in its sole discretion that your Submission fails to conform. Submissions must be submitted during the Entry Period.

 

6. PRIZING

There are ten (10) grand prizes consisting of one (1) copy of the book Broke Millennial: Stop Scraping By and Get Your Financial Life Together.  Actual Retail Value: $12 per book. Odds of winning depends on the number of entries received.

  1. All Prizes are non-transferable, with no cash redemptions, equivalents or substitutions except as outlined here or at Sponsor’s sole and absolute discretion. All Prize details not specified in these Official Rules will be determined in Sponsor’s sole and absolute discretion. Prize details and availability are subject to change, and in the event that Sponsor is unable to provide a Winner with their Prize, the Sponsor may elect to provide such Winner with the approximate value of such item in cash or award an alternate prize of comparable or greater value.
  2. 10 winners will be selected at random throughout the month of April, ending on April 28, 2017, from among all eligible entries received. Winners will be notified via Instagram and Twitter of their winnings.
  3. Prize will be shipped directly from the Sponsor.

LIABILITY

By taking part in the Sweepstakes, the participant accepts that unforeseen technical problems linked to the use of computer networks may arise, including problems when connecting to the Internet. Sweepstakes Entities cannot accept any responsibility for any damage, loss, injury or disappointment suffered by any participant entering the competition. Sweepstakes Entities are not responsible for any problems or technical malfunction of any telephone network or lines, computer Wi-Fi systems, servers, or providers, platforms and/or platform operators, computer equipment, software failure of any email or entry to be received on account of technical problems or traffic congestion on the Internet, telephone lines or at any web site, or any combination thereof, including any injury or damage to participant’s or any other person’s computer or other mobile device related to or resulting from participation or downloading any materials in the Competition.

Sweepstakes Entities give no warranty or guarantee in relation to the Prize and accepts no responsibility or liability for elements of the Prize being amended.

To the fullest extent permissible by law, Sweepstakes Entities exclude liability for all loss, damage or claim arising as a result of the Participant’s entry into the Sweepstakes or use of the Prize.

8. DATA PROTECTION AND PUBLICITY

Broke Millennial reserves the right and the participant expressly agrees that Broke Millennial may use the name and/or pseudonym of the Winner and/or all photographs at whatever location such visual material may be produced. Use may include the Internet, such as Broke Millennial’s website, its social network pages including Facebook, Twitter, Instagram, YouTube etc. and all photograph, publicity, magazines, catalogues or the likes.

By participating in this competition, the participant will only be providing information to Broke Millennial. Broke Millennial will store participants’ entry details in connection with this competition solely for the purpose of competition administration, unless participants have given permission for additional use.

9. WINNERS LIST

For the names of the prize winners, email info@brokemillennial.com.

Requests must be received by April 30, 2017. The winners list will be sent when all drawings have been conducted and all winners have been verified.

 

CANCELLATION

Broke Millennial reserves the right to cancel the Sweepstakes and/or to amend the Rules or change the Prize at any time and without prior notice. Any changes will be posted on the official Twitter and Instagram handles of Broke Millennial.

The Sponsor reserves the right to: (i) permanently disqualify from the Sweepstakes any person it believes has intentionally violated these Official Rules; and (ii) cancel, suspend and/or modify the Sweepstakes without any liability if any fraud, virus or other factor beyond Sponsor’s reasonable control impairs the administration, functioning or proper play of the Sweepstakes, as determined by Sponsor in its sole discretion, and withdraw the online method of entry if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to select winner from among all eligible entries received prior to withdrawal. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances.

In the event of any dispute regarding the Rules, conduct, results and all other matters relating to the Competition, Broke Millennial’s decision shall be final and no correspondence or discussion shall be entered into.

CAUTION: ANY ATTEMPT BY A PARTICIPANT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND/OR CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.