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A Beginner’s Guide to Using a Credit Card

   Posted On: August 19, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I recently had a conversation with someone near and dear to me about credit cards. The conversation started innocently enough when I asked how using her first credit card was going? She flippantly mentioned she’d paid the minimums and I gasped. What? Why?! She seemed flummoxed by my questions.  She asked why her lender would … Continued

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Double Dose of Credit Card Fraud

   Posted On: July 3, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

“I’m sorry, your card has been declined.” “Umm, okay could you try it again?” “I swiped it twice times. It isn’t working.” This is never a conversation you want to have after trying to pay for brunch, but it happened to me last month. No sooner did the last words come out of the waitress’s … Continued

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Frugal Find Friday: How I Get a Free FICO Score

   Posted On: March 21, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

About two months I experienced a rather rude financial awakening. My massive debt aversion over the last 24 years (well, I doubt I cared much as a child so let’s say 13 years) resulted in a lack of credit history. My one credit card I’d been using since 2007 simply wasn’t providing enough history. This … Continued