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Building Credit History: an Insurance Policy on Your Financial Life

   Posted On: June 24, 2016  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Sponsored by Capital One “You should get a credit card,” my Dad told me as I headed off for my freshman year of college. Many personal finance gurus and rookies alike may gasp in horror over my Dad’s suggestion, but his rationale was sound. A credit card, he explained, would help me develop credit history, … Continued

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Being Debt Free: The Story of How I Have Minimal Credit History

   Posted On: February 10, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I’ve spent the 24 years of my life avoiding debt. Well, probably more like the last seven years because I didn’t really have a way to accrue debt before venturing off to college. But since 2007, I’ve been warding off debt with garlic, crucifixes and lots of fiscally responsible behavior. So, color me embarrassed when … Continued