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Being Debt Free: The Story of How I Have Minimal Credit History

   Posted On: February 10, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I’ve spent the 24 years of my life avoiding debt. Well, probably more like the last seven years because I didn’t really have a way to accrue debt before venturing off to college. But since 2007, I’ve been warding off debt with garlic, crucifixes and lots of fiscally responsible behavior. So, color me embarrassed when … Continued

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Do You Have a "Trustworthy" Credit Score?

   Posted On: July 17, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Two years ago I started the painful process of finding affordable, rodent-free housing in New York City. My roommate and I went from Craigslist to brokers to emotional meltdowns on street corners. During this process was the first time I learned my credit score, in the small, back-alley office of a Russian broker who seemed … Continued