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Your First Credit Card – What to Consider

   Posted On: May 4, 2016  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Sponsored by Capital One Picking your first credit card can feel overwhelming. There are hundreds to choose from and how are you supposed to know what’s best for your unique situation? Parents, older siblings and friends may give advice – but personal finance is personal. What works for your loved ones isn’t necessarily the best … Continued

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Financial Pet Peeve: The Worst Credit Score Myth of All

   Posted On: March 3, 2016  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

There is a perverse myth that’s taken hold in our recently credit-score-obsessed culture. A myth so upsetting to my delicate feminine emotions, it leaves me longing for the days of fainting couches. This myth is doing damage to the already weakened bank accounts scores of millennials attempt to fatten each month. This myth is my … Continued

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Do You Have a "Trustworthy" Credit Score?

   Posted On: July 17, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Two years ago I started the painful process of finding affordable, rodent-free housing in New York City. My roommate and I went from Craigslist to brokers to emotional meltdowns on street corners. During this process was the first time I learned my credit score, in the small, back-alley office of a Russian broker who seemed … Continued

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Paper or Plastic? How to Handle Moving from Cash to Credit Cards

   Posted On: July 9, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

As a freshman in college my first financial decision was to get a credit card. I can sense you financially savvy readers wince. Usually, credit cards and college freshman are about as compatible as the cast of Jersey Shore and afternoon tea at The Waldorf Astoria. Even so, my Dad insisted I have a credit … Continued