Tag: DailyFinance

A Credit Card Reward for the Environmentally Conscious

Environmentally conscious Americans routinely look for ways to reduce their carbon footprint. They carry water bottles to avoid buying one-time plastic receptacles. Some bike or take public transit to reduce emissions from a car (or simply to save money). Others

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ChexSystems: You May Not Know Them, But They Know You

Many Americans possess an elementary understanding of both credit reports and credit scores and how each plays a significant role in a person’s financial life. A bad credit report can prevent you from getting a job. A low credit score

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8 Online Banks That Let You Skip the Fees, Enjoy the Interest

The goal of a checking account should be to find an FDIC-insured bank with few or no fees. Unfortunately, millions of Americans are banking with enormous brick-and-mortar banks that charge monthly maintenance fees, as well as a host of punitive

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Is Convenience When Paying Your Tuition Worth a 2.62% Fee?

People using credit cards to pay for college tuition should expect to pay an average 2.62 percent convenience fee, a recent CreditCards.com survey concludes. These convenience fees likely trump any reward points –- especially because credit card companies never throw

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6 Out of 10 Millennials Really Need to Get a Credit Card

Almost two-thirds of millennials don’t have a credit card, according to a recent study from Bankrate.com, but only 35 percent of adults over 30 shy away from plastic. When the figures were revealed, cheers went up from the Dave Ramsey

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FICO Score Changes Could Help Millions of Americans

Two months ago, I sat across a table from a woman on the verge of tears. As she clenched her jaw and cast her eyes towards the ground, she disclosed her overwhelming financial situation. An unexpected medical expense depleted her

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3 Totally Common Financial Tips You Should Probably Ignore

Whether you get your financial tips by asking friends and family or checking out library books, attending seminars or searching online (at sites other than DailyFinance), impractical pieces of advice abound. Too many personal finance experts tend to populate their

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Save Thousands on Credit Card Debt with Balance Transfers

Last weekend, a bachelorette party I was attending took an odd turn. Instead of chattering about the impending nuptials and playing suggestive games, the women discussed their troubled finances. I listened to the angst as two schoolteachers bemoaned the stress

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How to Get Your Banking Complaints Resolved

Some people have turned complaining into an obnoxious art form, and if you’re not one of them, you’re probably fairly happy not to be. Who wants to be a whiner, after all? But there are times when being able to

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3 Funny Money Lessons from TV’s Greatest Minds

Reality TV shows offer a handful of average Americans the chance to race around the world, outwit, outplay and outlast their rivals, or lose weight, all to win serious money. Luckily, the rest of us saps tuning in can hope

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