We all have “that friend.” The one who consistently forgets his wallet when you go out to eat or always promises to get the next round of drinks or never wants to drive and then doesn’t chip in for gas. Yeah, that guy. That is the guy who ruined it for the rest of it because he never perfected the art of borrowing. Because of him, we all became wary about loaning out money or offering to drive or even letting friends borrow our books or
DVDs use our Netflix log-ins.
The art of borrowing is one of my favorite frugal tactics. Why buy something when you can simply get it on loan from a friend (or co-worker or family member)?
In a few weeks, my apartment will be overrun with four of my dearest friends. Luckily for them, I have an abnormally large NYC apartment. Unfortunately for them, the heat in said apartment is lackluster and my blanket situation is something to be desired. After a lap around Bed, Bath and Beyond yesterday, I concluded I couldn’t afford to buy some new, warm throw blankets and they may have to resort to huddling together for warmth. Then it dawned on me to simply borrow!
I’d like to think I’ve perfected the art of borrowing. Borrowed money is repaid as soon as I find an ATM or convenient store for cash back (few things bug me more than an outstanding debt to someone). Borrowed items are returned in the same conditioned they were loaned to me and in a prompt manner. This Miss Manners behavior has set me up nicely to solicit friends for blankets and air mattresses thus ensuring my visitors’ comfort.
If I hadn’t perfected the art of borrowing, my New York City friends may be wary about loaning me their belongings. Perhaps they’d be concerned about getting back beer stained, unwashed blankets or that I’d keep forgetting to give them their belongings back at all. Instead, I’ll be able to save money and my friends won’t have to worry about a blanket taking up half the space in their luggage. This is what we call a classic win-win situation.
Do you have any classic borrowing or lending horror stories?