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Frugal Find: Birthday Deals

   Posted On: June 7, 2013  |    Posted In: Saving  |     Posted by: Broke Millennial®

If you’ve been following my Twitter antics this week you may have noticed it’s my little sister’s 21st birthday. She traveled from her slightly inferior Los Angeles to the great New York to get her first [legal] beverage and celebrate her 21 years of making me share the limelight. (See! She clearly doesn’t care about … Continued

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An Impassioned Plea for Understanding Compound Interest

   Posted On: June 4, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I hate math. I’m not talking about a vague dislike of x+y = z, we’re dealing with full-unadulterated hatred.  Frankly, I blame second grade. My teacher, Ms. Pruitt, insisted we memorize our multiplication tables from 0 through 12. She even made us flash cards to aid the process. As an epic memorizer, I felt confident … Continued

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Breaking Down 401(k) and IRAs, Millennial Style

   Posted On: May 30, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Part II in my on-going series about retirement accounts. Read Part I here and Part III here. More than half of the American millennial population are in debt. Please, hold your gasps of disbelief. A week doesn’t pass without a journalist or blogger commenting on millennials drowning in debt. Whether it’s from credit cards or … Continued

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Frugal Find Friday: Free (& Cheap) Tours

   Posted On: May 24, 2013  |    Posted In: Saving  |     Posted by: Broke Millennial®

This week Peach and I traveled to Vermont to celebrate my passage into “mid-twenties.”  Traveling is one of my few “splurge” areas, but I’m always seeking ways to keep some dollars in my wallet. With Peach’s love of a good beer and my self-imposed-title of ice cream aficionado, we found two perfect (frugal) activities in … Continued

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A 401(k) Restored My Childhood Belief in Magic

   Posted On: May 21, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Almost a year ago, I landed my first “career job.” After a year of barely making ends meet, it was a relief to have a small, but steady, paycheck. Even more exciting than the reliable paycheck was getting my first benefits package. Upon receiving my offer letter, I behaved like the millennial I am and … Continued