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An Impassioned Plea for Understanding Compound Interest

   Posted On: June 4, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I hate math. I’m not talking about a vague dislike of x+y = z, we’re dealing with full-unadulterated hatred.  Frankly, I blame second grade. My teacher, Ms. Pruitt, insisted we memorize our multiplication tables from 0 through 12. She even made us flash cards to aid the process. As an epic memorizer, I felt confident … Continued

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Breaking Down 401(k) and IRAs, Millennial Style

   Posted On: May 30, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Part II in my on-going series about retirement accounts. Read Part I here and Part III here. More than half of the American millennial population are in debt. Please, hold your gasps of disbelief. A week doesn’t pass without a journalist or blogger commenting on millennials drowning in debt. Whether it’s from credit cards or … Continued

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Frugal Find Friday: Free (& Cheap) Tours

   Posted On: May 24, 2013  |    Posted In: Saving  |     Posted by: Broke Millennial®

This week Peach and I traveled to Vermont to celebrate my passage into “mid-twenties.”  Traveling is one of my few “splurge” areas, but I’m always seeking ways to keep some dollars in my wallet. With Peach’s love of a good beer and my self-imposed-title of ice cream aficionado, we found two perfect (frugal) activities in … Continued

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A 401(k) Restored My Childhood Belief in Magic

   Posted On: May 21, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Almost a year ago, I landed my first “career job.” After a year of barely making ends meet, it was a relief to have a small, but steady, paycheck. Even more exciting than the reliable paycheck was getting my first benefits package. Upon receiving my offer letter, I behaved like the millennial I am and … Continued

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Frugal Find Friday: Extreme Couponing, The Online Edition

   Posted On: May 17, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Last week, a co-worker mentioned, “if you ever pay full-price at GAP, you’re doing something wrong.” Guilty of buying several pairs of full-price jeans from GAP, I inquired about her philosophy. She informed me there are always sales running or, online coupons. As highly as I’ve touted my frugal ways, I’m woefully inadequate in the … Continued