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☕ Lattes & avocado toast: An actual concern?

   Posted On: February 9, 2023  |    Posted In: Substack  |     Posted by: Erin Lowry

“Do I really need to be stressed about lattes and avocado toast?” If you somehow have managed to consume personal finance content without ever hearing about the latte factor or avocado toast, then wow, I’m deeply impressed. The latte factor was popularized by personal finance writer David Bach who argues that unconscious spending on small … Continued

3 Budget Strategies For Different Personality Types

   Posted On: August 30, 2020  |    Posted In: 3-Minute Guide  |     Posted by: Broke Millennial®

You’ve asked for budgeting tips. There isn’t one budget to rule them all, so instead let’s dig into three styles that are helpful for different personality types. Watch video or read more below! #1 Tracking Every Penny for when you’re so forgetful that you’re just not sure where your money goes Tracking Every Penny, or … Continued

How To Handle Money In 3 Different Relationships

   Posted On: August 31, 2020  |    Posted In: 3-Minute Guide  |     Posted by: Broke Millennial®

We are engaged in so many different financial relationships in our lives. Roommates, friends, romantic partners, so today, let’s talk about some of the best strategies for navigating those different money moments.  Handling money with your roommate A roommate should be a financial help not a burden. After all, it’s someone with whom you can … Continued

The 5 Types Of Spenders: Which Are You?

   Posted On: August 30, 2020  |    Posted In: 3-Minute Guide  |     Posted by: Broke Millennial®

Spending money and accumulating material things can be addictive. In fact, you can even experience a dopamine release in your brain, giving you a natural high, from the mere anticipation of buying something you want. Wanting to get that next hit of the good feels can mean using justifications for why you “need” to make … Continued

The Silliest Savings Strategy I’ve Ever Tried

   Posted On: September 20, 2017  |    Posted In: Saving  |     Posted by: Broke Millennial®

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Continued