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Paper or Plastic? How to Handle Moving from Cash to Credit Cards

   Posted On: July 9, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

As a freshman in college my first financial decision was to get a credit card. I can sense you financially savvy readers wince. Usually, credit cards and college freshman are about as compatible as the cast of Jersey Shore and afternoon tea at The Waldorf Astoria. Even so, my Dad insisted I have a credit … Continued

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What's Your Price Tag On Health?

   Posted On: June 18, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

In the past three days I’ve morphed from infant to crotchety old woman all at the hands of the latest fitness trend, CrossFit. After hearing rave reviews and seeing other people get great results, I thought I’d try it out. In true broke millennial fashion I found a free class at a new CrossFit gym … Continued

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Spell Check Ruined Millennials #LOL

   Posted On: June 12, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Social media didn’t ruin millennials. Copious participation trophies didn’t ruin millennials. A bad economy didn’t ruin millennials. Spell check ruined millennials. Spell check is the original “Google it.” Spell check meant we no longer had to educate ourselves with those cumbersome dictionaries. An angry, red squiggle under a word just meant we had to click … Continued

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An Impassioned Plea for Understanding Compound Interest

   Posted On: June 4, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I hate math. I’m not talking about a vague dislike of x+y = z, we’re dealing with full-unadulterated hatred.  Frankly, I blame second grade. My teacher, Ms. Pruitt, insisted we memorize our multiplication tables from 0 through 12. She even made us flash cards to aid the process. As an epic memorizer, I felt confident … Continued

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Breaking Down 401(k) and IRAs, Millennial Style

   Posted On: May 30, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Part II in my on-going series about retirement accounts. Read Part I here and Part III here. More than half of the American millennial population are in debt. Please, hold your gasps of disbelief. A week doesn’t pass without a journalist or blogger commenting on millennials drowning in debt. Whether it’s from credit cards or … Continued