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Frugal Find Friday: Credit Card Churning

   Posted On: February 14, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

As you may of gathered from my earlier post this week about the credit history debacle, I’m not remotely close to joining to ranks of those who delight in credit card churning (or travel hacking). The closest I came was a trip to Paris I booked using miles. The whole trip cost me about $400 … Continued

Being Debt Free: The Story of How I Have Minimal Credit History

   Posted On: February 10, 2014  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

I’ve spent the 24 years of my life avoiding debt. Well, probably more like the last seven years because I didn’t really have a way to accrue debt before venturing off to college. But since 2007, I’ve been warding off debt with garlic, crucifixes and lots of fiscally responsible behavior. So, color me embarrassed when … Continued

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What Is An IRA, and Which One Is Right For You?

   Posted On: January 15, 2014  |    Posted In: Millennials  |     Posted by: Broke Millennial®

When college graduates hit the workforce, they’re faced with piles of paperwork and life-altering decisions about major financial issues. Insurance, debt repayment and savings accounts all seem far more pressing than retirement. But they couldn’t be more wrong. Today is the day for the young to start concerning themselves with retirement planning. Unfortunately, the easy … Continued

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Bitcoin 101

   Posted On: December 3, 2013  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Tonight I fell down a rabbit hole in an attempt to understand the newest currency sweeping the land: Bitcoin. Earlier today my best friend sent me a link to a Yahoo story boldly proclaiming “A College Kid Made More Than $24,000 Just by Waving This Sign on ESPN.” The sign said “Hi Mom Send”…then featured … Continued