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Auditing your financial life

   Posted On: March 19, 2024  |    Posted In: Saving  |     Posted by: Broke Millennial®

Here’s something I’ve never shared with you: I’m a procrastinator. A big time procrastinator. Snoozing the morning alarm. Waiting until I’m right against a deadline to complete a project. And I perpetually reschedule reminders on my phone to ding me tomorrow. One of the most egregious ways I procrastinate is canceling subscriptions, especially if I’m … Continued

The Silliest Savings Strategy I’ve Ever Tried

   Posted On: September 20, 2017  |    Posted In: Saving  |     Posted by: Broke Millennial®

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Continued

Why does the interest rate on my savings account keep dropping?!

   Posted On: August 15, 2019  |    Posted In: Saving  |     Posted by: Broke Millennial®

The following was part of my newsletter. Not signed up for my newsletter?! Join here. A lot of people asked me this question in last Wednesday’s AMA*. I’m a HUGE advocate of moving your money out of savings accounts offering 0.01% APY (which is a lot of them, FYI). My advice used to be to … Continued

Broke Millennial’s No-Spend Challenge

   Posted On: January 28, 2019  |    Posted In: Debt  |     Posted by: Broke Millennial®

I’m going to level with you. I have been overspending. A LOT. It’s been a mixture of reasons, including getting married and starting to merge our finances. Suddenly, I’m on a much stricter budget than I was before because it’s not just me now. I have Peach’s student loans to consider (which we’re paying off … Continued

That Time I Almost Joined the FIRE Movement

   Posted On: March 6, 2018  |    Posted In: Millennials  |     Posted by: Broke Millennial®

This post contains affiliate links FIRE: Financial Independence Retire Early. It’s a phenomenon that’s been really sweeping the personal finance sphere for a few years. You’ve probably seen it referenced in those click-bait headlines like, “Early retiree with 3 million dollars shares best tips to build wealth” or “4 steps to retire early, from a … Continued