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The Silliest Savings Strategy I’ve Ever Tried

   Posted On: September 20, 2017  |    Posted In: Saving  |     Posted by: Broke Millennial®

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Continued

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Broke Millennial’s Guide to New York City for Cheap (ish)

   Posted On: May 8, 2013  |    Posted In: Saving  |     Posted by: Broke Millennial®

Updated 1/6/17 May contain affiliate links New York City is expensive. If you live in Tokyo, Osaka, Oslo, Sydney, Melbourne, Paris, Caracas, Geneva, Zurich or Singapore, then fine, you can do New York City for cheap compared to living  your city. Otherwise, New York City is indeed the land where if you can make it … Continued

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A Simple Trick to Save More Money (It isn’t automating)

   Posted On: April 8, 2016  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

Save more, spend less. Earn more, still spend less. Those are the two ways you’re going to get advice about how to build wealth (and to me saving includes investing — should probably make that clear upfront). When people lecture about how to save more (myself included) the number one strategy is to automate, automate, automate. … Continued

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When it Pays to Stop Being Cheap

   Posted On: March 10, 2016  |    Posted In: Random  |     Posted by: Broke Millennial®

“I think I’m going to make an impulse purchase.”  “Erin, if you’ve been thinking about it for more than a few hours, it doesn’t count as an impulse purchase.” (Recent conversation with a close friend – and I’d been thinking on the purchase for four days.) When you develop a moniker like Broke Millennial, it … Continued

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The Evolution of a F@*k Off Fund

   Posted On: February 10, 2016  |    Posted In: Personal Finance 101  |     Posted by: Broke Millennial®

  “Did you happen to see the story about f— off funds?” I casually asked Peach a few weeks ago while we were walking Mosby (and yes, I said the actual word). “Um, no I don’t think so,” he responded. “What was it about?” While tending to Mosby’s bodily functions, I explained to Peach the … Continued

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