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Why does the interest rate on my savings account keep dropping?!

   Posted On: August 15, 2019  |    Posted In: Saving  |     Posted by: Broke Millennial®

The following was part of my newsletter. Not signed up for my newsletter?! Join here. A lot of people asked me this question in last Wednesday’s AMA*. I’m a HUGE advocate of moving your money out of savings accounts offering 0.01% APY (which is a lot of them, FYI). My advice used to be to … Continued

Broke Millennial’s No-Spend Challenge

   Posted On: January 28, 2019  |    Posted In: Debt  |     Posted by: Broke Millennial®

I’m going to level with you. I have been overspending. A LOT. It’s been a mixture of reasons, including getting married and starting to merge our finances. Suddenly, I’m on a much stricter budget than I was before because it’s not just me now. I have Peach’s student loans to consider (which we’re paying off … Continued

That Time I Almost Joined the FIRE Movement

   Posted On: March 6, 2018  |    Posted In: Millennials  |     Posted by: Broke Millennial®

This post contains affiliate links FIRE: Financial Independence Retire Early. It’s a phenomenon that’s been really sweeping the personal finance sphere for a few years. You’ve probably seen it referenced in those click-bait headlines like, “Early retiree with 3 million dollars shares best tips to build wealth” or “4 steps to retire early, from a … Continued

The Silliest Savings Strategy I’ve Ever Tried

   Posted On: September 20, 2017  |    Posted In: Saving  |     Posted by: Broke Millennial®

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Continued

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Broke Millennial’s Guide to New York City for Cheap (ish)

   Posted On: May 8, 2013  |    Posted In: Saving  |     Posted by: Broke Millennial®

Updated 1/6/17 May contain affiliate links New York City is expensive. If you live in Tokyo, Osaka, Oslo, Sydney, Melbourne, Paris, Caracas, Geneva, Zurich or Singapore, then fine, you can do New York City for cheap compared to living  your city. Otherwise, New York City is indeed the land where if you can make it … Continued